New business received based on our capabilities and appetite guides.

Prior to approaching underwriters, we review all of the underwriting information supplied. We then benchmark and prelimary price, as well as reviewing what additional information we may require.

Prior to approaching underwriters we discuss the output of our "account workup" with our local broker to see if this is still a viable opportunity. Topics of discussion are Insured's budget, structure, retentions and appetite of the local carriers.

If we decide with the client  to go to market on an account, we produce a full submission consisting of indication sheet, underwriting booklet and a rating sheet. The art here is to deliver the Insured's story to the underwriter. We will also produce a market sheet for our clients to feedback responses.

We will produce a full policy on every account, normally at time of binding, unless notified after the inception date.

The policy will be tailored to the Insured and will include all terms and conditions plus who to notify in the event of a loss.

We will manage the instuction and payment of all inspection reports and surveys on behalf of underwriters.