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What we do

Fenchurch staff have many years of experience with property insurance in North America, placing some significant accounts into the Lloyds and London market. We pride ourselves in understanding clients needs and placement structure. Business coming to our market is mainly surplus lines in nature with a bias towards natural catastrophe exposures, high loss frequency, or those with a high concentration of fire exposure. The advantage of London is that we can syndicate risks to make them more writeable and provide solutions to less desirable accounts. 

Types of Policies

Risk transfer

  • Primary All Risks including / excluding Flood and Earthquake

  • Excess All Risks including  / excluding Flood and Earthquake

  • Primary placements sitting over an "off shore" captive fund

  • Stand alone Flood and/or Earthquake

  • Wind, Flood or Earthquake deductible Buy Down's

  • 2nd aggregate reinstatement cover, following a loss

  • Difference in conditions / difference of limits

  • Unique bespoke situations - mixing perils with interests, to provide a client solution

Limits Available


On a primary basis we have access to USD100,000,000 of limits
On an excess basis we have access to USD500,000,000 of limits

How we place it


  • Open market

  • Binding Authority

  • Fac reinsurance

  • Treaty Reinsurance

Minimum Premium USD ./ CAD / EURO 500,000 - Property

Minimum Premium USD ./ CAD / EURO 250,000 DIC / Single Perils / wind buy backs.


Business types

  • Agriculture / Grain / Poultry

  • Electronics

  • Entertainment

  • Healthcare

  • Hotels / Hospitality

  • Infrastructure - Roads, bridges and tunnels

  • Manufacturing Plants

  • Mining

  • Municipalities

  • Power Generation

  • Real estate - commercial

  • Retail

  • Steel

  • Utilities


Real risks

  • Primary USD15m limit on a Casino on the Gulf of Mexico

  • Windstorm Deductible buy back on a hotel schedule in the Caribbean

  • Plastics manufacturer with a couple of significant losses

  • DIC carve out of several locations of a National movie chain

  • Large national hotel programme

  • Large retail chain with two Distribution Centers

  • Small remote resort hotel with Brush fire exposure in California

Fenchurch Broking Limited (FCA No.938305) is an appointed representative of Bennett Gould & Partners Limited which is authorised and regulated by the Financial Conduct Authority (FCA No.306850).

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